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Checking  

                                       

First State Bank offers a wide variety of checking accounts to fill your needs, no matter what they are.  We offer simple accounts to manage your income and expenses as well as more complete accounts with a variety of additional services – each with the personal service that you’d expect from Arcadia’s hometown bank.

Each account at First State Bank qualifies for Online eStatements, account statements stored securely online for quick, easy retrieval.  Be sure to ask about them.

For more information on any of the products below please contact us at customerservice@fsbarcadia.com, we're here to help.


Account Type
Regular Checking Simply Checking 55 Plus Checking Now Individual Super Now Individual
Minimum Opening Deposit $100 $100 $100 $1,000 $2,500
Balance Requirements $500 minimum daily balance to avoid a monthly maintenance fee None None $1,000 minimum daily balance to avoid a monthly maintenance fee $2,500 minimum daily balance to avoid a monthly maintenance fee
Monthly Maintenance Fee if balance is not maintained $7 None unless qualifications are not met; otherwise converts to Regular Checking $7 None $10 $10
Per Check Charge None None None None None
Interest Earned None None None Interest rate may change daily, interest compounds daily and credits account monthly Interest rate may change daily, interest compounds daily and credits account monthly
Check Writing Unlimited Unlimited Unlimited Unlimited Unlimited
Online Banking Free Free Free Free Free
Bill Pay Free Free Free Free Free
Check Images Included with monthly statement Included with monthly statement Included with monthly statement Included with monthly statement Included with monthly statement
VISA Check Card May qualify for VISA Check Card May qualify for VISA Check Card May qualify for VISA Check Card May qualify for VISA Check Card May qualify for VISA Check Card
Qualifications As listed above As listed above and either ACH Direct Deposit or Online eStatement As listed above and must be 55 years of age or older As listed above As listed above

Lost or stolen VISA Check Card or Business Check Card?

 

If your VISA Check Card or Business Check Card is missing and you suspect it has been lost or stolen, call the 24-hour hotline immediately, at 1-800-236-2442