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Business Savings

Build a nest egg for a more secure financial future.

For more information on any of the products below please contact us at customerservice@fsbarcadia.com, we're here to help.

Account Type
Business Savings Money Market Business Money Market Business Jumbo Certificate of Deposit
Minimum Opening Deposit $100 $2,500 $25,000 One-, two- and three-month Certificates of Deposit require a $2,500 minimum deposit. Longer term CDs require a $500 minimum deposit
Balance Requirements $200 minimum daily balance required to avoid $3 monthly maintenance fee. Two withdrawals per month, a $3 excessive withdrawal fee at the end of each month for each additional withdrawal over two. $2,500 minimum daily balance to avoid  $10 monthly maintenance fee. $10 per item excessive withdrawal fee if over limit of six withdrawals. $2,500 minimum daily balance to avoid $10 monthly maintenance fee. $10 per item excessive withdrawal fee if over limit of six withdrawals. No monthly maintenance fee.
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Interest Interest rate may change daily, interest compounds daily and credits account quarterly Interest rate may change daily, interest compounds daily and credits account monthly Interest rate may change daily, interest compounds daily and credits account monthly Interest rates established at time of contract
Limitations You may make no more than six (6) transfers and/or withdrawals from your account during any one (1) calendar month or statement cycle (the period from one statement to the next) or similar period of at least four weeks by preauthorized or automatic transfers, or telephonic (including data transmissions) agreement, order of instruction, or by check, draft, debit card made by you and made payable to third parties. Transfers and withdrawals made in person at our locations, by mail, messenger, telephone (via check mailed to you) or at an ATM are unlimited. You may make no more than six (6) transfers and/or withdrawals from your account during any one (1) calendar month or statement cycle (the period from one statement to the next) or similar period of at least four weeks by preauthorized or automatic transfers, or telephonic (including data transmissions) agreement, order of instruction, or by check, draft, debit card made by you and made payable to third parties. Transfers and withdrawals made in person at our locations, by mail, messenger, telephone (via check mailed to you) or at an ATM are unlimited. You may make no more than six (6) transfers and/or withdrawals from your account during any one (1) calendar month or statement cycle (the period from one statement to the next) or similar period of at least four weeks by preauthorized or automatic transfers, or telephonic (including data transmissions) agreement, order of instruction, or by check, draft, debit card made by you and made payable to third parties. Transfers and withdrawals made in person at our locations, by mail, messenger, telephone (via check mailed to you) or at an ATM are unlimited. Early time deposit contract termination penalties and/or administrative fees apply to both Certificates of Deposit and Individual Retirement Account Certificates of Deposit. The Bank reserves the right to enforce the full term of any time deposit contract. If early termination is agreed to by the Bank, the penalties and/or administrative fees would be applied as disclosed within the pertinent documents at date of issue.