Business Loans




First State Bank has been helping you with the financing you need to grow your business – and profits, since 1973. Our local commercial lenders have the experience and knowledge to help you with financing to help you with your unique circumstances.

Jump start on your commercial loan request with our Online Commercial Loan Application

Online Commercial Loan Application

If you have any questions, contact any of our commercial lenders.We're here to help! 

Commercial Real Estate & Business Financing

First State Bank of Arcadia offers a variety of financing options to fit your business needs. Fill out our online commercial loan application today.

Construction Loans

 Considering an addition or a new commercial building?

We can help fund your growth.

Are you planning to build a new building? Are you outgrowing your current facilities? Fill out our online commercial loan appliciation today. We’ll put our knowledge of the local area to work for you.

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Equipment Financing

Want to add equipment to grow your business?

We offer commercial loans for a variety of purposes to help you purchase equipment and vehicles to grow your business – and profits.  Equipment Pic 

Agricultural Lending

Buying additional acreage or expanding your operations?

We support our local farmers and ranchers with a complete line of agricultural financing options to fit your needs.

Including, but not limited to:

  • Land
  • Citrus Production
  • Cattle
  • Row Crops

Lines of Credit & Letters of Credit

First State Bank offers operating capital business lines of credit along with short-term letters of credit and payment guaranties when you're out of town and need to make a business purchase.