Business Loans




First State Bank has been helping you with the financing you need to grow your business – and profits, since 1973. Our local commercial lenders have the experience and knowledge to assist you with your unique financing needs.

If you have any questions, contact any of our commercial lenders. We're here to help! 

Commercial Real Estate & Business Financing

First State Bank of Arcadia offers a variety of financing options to fit your business needs.

Construction Loans

 Considering an addition or a new commercial building?

Are you outgrowing your current facilities? Are you planning to build a new building?

We can help fund your growth.

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Equipment Financing

Want to add equipment to grow your business?

We offer commercial loans to help you purchase equipment and vehicles to grow your business – and profits. 

We will help with the financing you need to keep your equipment working as hard as you do.

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Agricultural Lending

Buying additional acreage or expanding your operations?

We support our local farmers and ranchers with a complete line of agricultural financing options to fit your needs.

Including, but not limited to:

  • Land
  • Citrus Production
  • Cattle
  • Row Crops

Lines of Credit & Letters of Credit

First State Bank offers operating capital business lines of credit along with short-term letters of credit and payment guaranties when you're out of town and need to make a business purchase.

*Federal laws require beneficial owner(s) information. Learn more.