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Rev. 01/2011
FACTS WHAT DOES THE FIRST STATE BANK OF ARCADIA DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Account balances
  • Account transactions and Credit history
  • Transaction history and Checking account information
When you are no longer our customer, we continue to share your information as described in this notice.

 

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons The First State Bank of Arcadia chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does The First State Bank of Arcadia share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
 
Yes No
For our marketing purposes—
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We Don't Share
For our affiliates' everyday business purposes—
information about your transactions and experiences
Yes No
For our affiliates' everyday business purposes—
information about your creditworthiness
No We Don't Share
For our affiliates to market to you No We Don't Share
For nonaffiliates to market to you No We Don't Share
Questions? Call 863-494-2220 or go to www.fsbarcadia.com
Page 2
What we do
How does The First State Bank of Arcadia protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

The bank maintains physical, electronic, and procedural safeguards that comply with federal regulations to guard nonpublic personal information.

How does The First State Bank of Arcadia collect my personal information?

We collect your personal information, for example, when you

  • apply for a loan or deposit money
  • open an account or pay your bills
  • show your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • The First State Bank of Arcadia does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • The First State Bank of Arcadia does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • The First State Bank of Arcadia doesn't jointly market.

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