• Savings Account
• Christmas Club
• Cash Fund
• Jumbo Cash Fund
• Certificate of Deposit
• Vacation Club

Savings Account

A great account to accumulate funds for purchases or for wealth accumulation.

• $100 minimum deposit to open account; interest compounds daily and credits account quarterly
• $200 minimum daily balance to avoid a $3.00 monthly maintenance fee
• Two withdrawals per month, $2.00 for each additional withdrawal
• Quarterly statement
• Up to six transfers allowed monthly from the account, up to three of which may be by check, draft, debit card or similar order. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.         

Every Personal Savings Account at First State Bank of Arcadia qualifies for FREE on-line banking.

Now, get your statement days faster with e-Statements - checking statements sent securely by e-mail to you.  Be sure to ask about them.

return to top

Christmas Club

An account to help you save for the Holidays.

• $10 Minimum opening balance
• Daily compounded interest, credited at maturity
• No withdrawals permitted until the account's maturity date

Every Personal Savings Account at First State Bank of Arcadia qualifies for FREE on-line banking.

Now, get your statement days faster with e-Statements - checking statements sent securely by e-mail to you.  Be sure to ask about them.

return to top

Cash Fund

For higher balance savings that earn a higher rate of interest.

• $2,500 minimum opening balance
• $2,500 minimum daily balance to avoid a $10 monthly maintenance fee
• Interest rate may change daily; Interest compounds daily, credits account monthly
• Up to six withdrawals allowed monthly from the account, up to three of which may be by check or draft
• Simple statement with check images provided

Every Personal Savings Account at First State Bank of Arcadia qualifies for FREE on-line banking.

Now, get your statement days faster with e-Statements - checking statements sent securely by e-mail to you.  Be sure to ask about them.

return to top

Jumbo Cash Fund

For higher balance savings account that earns a tiered rate of interest

• $25,000 minimum opening balance
• $2,500 minimum daily balance to avoid a $10 per month monthly maintenance fee
• Up to six transfers allowed monthly from the account, up to three of which may be by check or draft
• Tiered Interest, the more you maintain on deposit, the higher your return
• Simple statement with check images provided

Every Personal Savings Account at First State Bank of Arcadia qualifies for FREE on-line banking.

Now, get your statement days faster with e-Statements - checking statements sent securely by e-mail to you.  Be sure to ask about them.

return to top

Certificate of Deposit

Term accounts with stated interest rates to stabilize your interest income.

• One-, two- and three-month Certificates of Deposit require a $2,500 minimum deposit
• Six-month, 18-month and one- to seven-year Certificates of Deposit require a $500 minimum deposit

For current rates, please call us or e-mail us at customerservice@fsbarcadia.com

Early time deposit contract termination penalties and/or administrative fees apply to both Certificates of Deposit and Individual Retirement Account Certificates of Deposit. The Bank reserves the right to enforce the full term of any time deposit contract. If early contract termination is agreed to by the Bank, the penalties and/or administrative fees would be applied as disclosed within the pertinent documents at date of issue.

return to top

Vacation Club

An account to help you save for the vacation of your dreams.

• $10 Minimum opening balance
• Daily compounded interest, credited at maturity
• No withdrawals permitted until the account's maturity date

Every Personal Savings Account at First State Bank of Arcadia qualifies for FREE on-line banking.

Now, get your statement days faster with e-Statements - checking statements sent securely by e-mail to you.  Be sure to ask about them.

return to top