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Interest rates are at historical lows, prices are very affordable.  See Michelle Fields, Debbie Markham or John Spears for a home mortgage loan, today!
Retirement accounts

Contact us by email or phone call
We're here to help
(863) 494-2220.

  • John Spears NMLS ID #793990
  • Debbie Markham NMLS ID # 793991
  • Michelle Fields NMLS ID # 793988

Residential Mortgages

We offer a variety of home mortgage loans to fit your budget and financial goals including adjustable-rate and fixed-rate mortgages.  Our extended amortizations enable us to fit payments into a variety of budgets.

Our loan officers have the hometown knowledge and professional expertise to assist you with all your mortgage needs.

  • Construction-to-permanent  
  • Purchases
  • FHA
  • USDA/Rural Housing
  • Refinance
  • Home Equity Lines of Credit

From the first time homebuyer who wants to build their starter home, to our winter residents looking for a second home you can rely on our prompt and courteous service since all decisions are made right here.

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Automobile Loans

Financing an auto purchase? Before you begin your search, give us a call.

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Certificate of Deposit Loans

Use your certificate of deposit for collateral and receive the best interest rates.

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Park Model and Mobile Home Loans

We finance many of DeSoto County’s finest RV Parks and their residents. Select the model you want and come see us. Also, mobile home financing on your land.

Buying a "pre-loved" mobile home? Ask us about financing.

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to and separate from, the coverage of at least $250,000 available to depositors
under the FDIC's general deposit insurance rules.

The term “noninterest-bearing transaction account: includes a traditional checking account, or demand deposit account on which the insured
depository institution pays no interest. It also includes Interest on Lawyer's Trust Accounts (“IOLTAs”). It does not include other accounts such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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