Residential Mortgages

We offer a variety of home mortgage loans to fit your budget and financial goals including adjustable-rate and fixed-rate mortgages. Our extended amortizations enable us to fit payments into a variety of budgets.

Our loan officers have the hometown knowledge and professional expertise to assist you with all your mortgage needs.

Construction-to-permanent
Purchases
FHA
USDA/Rural Housing
Refinance
Home Equity Lines of Credit

From the first time homebuyer who wants to build their starter home, to our winter residents looking for a second home you can rely on our prompt and courteous service since all decisions are made right here.

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Reverse Mortgages

A reverse mortgage can be a very useful tool in any well-balanced retirement plan. By converting home equity into income, a reverse mortgage may provide a way to stay in your home and receive cash to use for any purpose - whether it is medical expenses, an extended vacation, another type of investment, or any other expense. If you plan to continue living in your home in the foreseeable future and would like to increase your monthly income, then this product may be right for you.

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Automobile Loans

Financing an auto purchase? Before you begin your search, give us a call.

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Certificate of Deposit Loans

Use your certificate of deposit for collateral and receive the best interest rates.

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Park Model and Mobile Home Loans

We finance many of DeSoto County’s finest RV Parks and their residents. Select the model you want and come see us. Also, mobile home financing on your land.

Buying a "pre-loved" mobile home? Ask us about financing.

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First State Bank of Arcadia

Transaction Account Guarantee Program
First State Bank of Arcadia is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

NOTICE: First State Bank of Arcadia is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.