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Big enough to serve you but small enough to care! Thanks for banking with your Hometown Bank!

Retirement accounts

Contact us by email or phone call
We're here to help
(863) 494-2220.

  • John Spears NMLS ID #793990
  • Debbie Markham NMLS ID # 793991
  • Michelle Fields NMLS ID # 793988
  • John Clemons NMLS ID # 469809

Residential Mortgages

We offer a variety of home mortgage loans to fit your budget and financial goals including adjustable-rate and fixed-rate mortgages.  Our extended amortizations enable us to fit payments into a variety of budgets.

Our loan officers have the hometown knowledge and professional expertise to assist you with all your mortgage needs.

  • Construction-to-permanent  
  • Purchases
  • FHA
  • USDA/Rural Housing
  • Refinance
  • Home Equity Lines of Credit

From the first time homebuyer who wants to build their starter home, to our winter residents looking for a second home you can rely on our prompt and courteous service since all decisions are made right here.

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Automobile Loans

Financing an auto purchase? Before you begin your search, give us a call.

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Certificate of Deposit Loans

Use your certificate of deposit for collateral and receive the best interest rates.

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Park Model and Mobile Home Loans

We finance many of DeSoto County’s finest RV Parks and their residents. Select the model you want and come see us. Also, mobile home financing on your land.

Buying a "pre-loved" mobile home? Ask us about financing.

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