Free Checking

An exceptional account for those who like their checking account simple and free. While imaged copies of cancelled checks are not mailed monthly, copies of checks that have cleared within the past six months are available at no cost upon request or online if you sign up for Online Banking. Older copies are available for a small research fee.

No Monthly Maintenance Fee
No Per Check Charges
No minimum monthly balance to maintain
Unlimited check writing
$100 opening balance required
May qualify for a FREE 24–hour MasterMoney Debit Card

Now, get your statement days faster with e-Statements - checking statements sent securely by e-mail to you. Be sure to ask about them.

Every Personal Checking Account at First State Bank of Arcadia

Receives an easy-to-reconcile monthly statement
May qualify for a FREE 24-hour MasterMoney Debit Card, please ask us about it.
Qualifies for FREE on-line banking

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Regular Checking

A great account for those who maintain at least $500 in their account and write a lot of checks

$500 minimum daily balance to avoid an $7 monthly maintenance fee
$100 opening balance required
Unlimited check writing
Free copies of imaged checks included with monthly statement

Now, get your statement days faster with e-Statements - checking statements sent securely by e-mail to you. Be sure to ask about them.

Every Personal Checking Account at First State Bank of Arcadia

Receives an easy-to-reconcile monthly statement
May qualify for a FREE 24-hour MasterMoney Debit Card, please ask us about it.
Qualifies for FREE on-line banking.

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Direct Advantage Checking

Especially designed for those who use Direct Deposit and want the advantages of many free services.

Direct Deposit
$100 opening balance required
No Per Check Charges
No Minimum Balance Required
Unlimited Check Writing

Now, get your statement days faster with e-Statements - checking statements sent securely by e-mail to you. Be sure to ask about them.

Every Personal Checking Account sat First State Bank of Arcadia

Receives an easy-to-reconcile monthly statement
May qualify for a FREE 24-hour MasterMoney Debit Card, please ask us about it.
Qualifies for FREE on-line banking.

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NOW Account

An Interest Bearing Checking Account for those who keep a higher balance.

Checking with interest - rate may change daily, interest compounds daily and credits account monthly
$1,000 minimum opening balance
$1,000 minimum balance to avoid a $10 monthly maintenance fee
FREE 24–hour MasterMoney Debit Card available upon request

Now, get your statement days faster with e-Statements - checking statements sent securely by e-mail to you. Be sure to ask about them .

Every Personal Checking Account at First State Bank of Arcadia

Receives an easy-to-reconcile monthly statement
May qualify for a FREE 24-hour MasterMoney Debit Card, please ask us about it
Qualifies for FREE on-line banking

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Super NOW Account

A higher Interest Bearing Checking Account for those who keep a higher balance.

Checking with interest; rate may change daily, interest compounds daily and credits account monthly
$2,500 minimum opening balance
$2,500 minimum balance to avoid a $10 monthly maintenance fee
Simple statement with check images provided
FREE 24–hour MasterMoney Debit Card available upon request

Now, get your statement days faster with e-Statements - checking statements sent securely by e-mail to you. Be sure to ask about them .

Every Personal Checking Account at First State Bank of Arcadia

Receives an easy-to-reconcile monthly statement
May qualify for a FREE 24-hour MasterMoney Debit Card, please ask us about it.
Qualifies for FREE on-line banking.

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Jumbo Super NOW Account

A tiered Interest account where the more you maintain on deposit, the higher your return.

Checking with interest - rate may change daily, interest compounds daily and credits account monthly
$25,000 minimum opening balance
$2,500 minimum daily balance to avoid a $10 monthly maintenance fee
Interest rate may change daily
Simple statement with check images provided
FREE 24–hour MasterMoney Debit Card available upon request.

Now, get your statement days faster with e-Statements - checking statements sent securely by e-mail to you. Be sure to ask about them .

Every Personal Checking Account at First State Bank of Arcadia

Receives an easy-to-reconcile monthly statement
May qualify for a FREE 24-hour MasterMoney Debit Card, please ask us about it.
Qualifies for FREE on-line banking.

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Lost or Stolen MasterMoney Debit Card

If your MasterMoney Debit Card has been lost or stolen, please immediately call the 24-hour Hotline at 1-800-500-1044.

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