Interest rates are at historical lows, prices are very affordable. See Michelle Fields, Debbie Markham or John Spears for a home mortgage loan, today!

eStatement is a free timesaving service allowing you to receive your statement via secure email so you’ll have access to your account records whenever and wherever you have access to your email service. With eStatement you will:

Benefit from the expedited receipt of your monthly or quarterly statement
Receive all the information that you currently get by paper statement when and where you have access to your e-mail; home, office or traveling
Save your statements electronically on your computer or print them for paper filing
Receive your statement, password protected, to eliminate the worry of someone gaining access to your statement or viewing your personal information
Be able to designate additional e-mail recipients to receive a copy of the statement, such as another joint owner or your Accountant

To sign up for eStatements click here,

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Online Banking w/ Bill Pay

With First State Bank’s Personal on-line Banking, customers can access accounts from anywhere 24 hours a day, 7 days a week via the World Wide Web at http://www.fsbarcadia.com/.

Having the ability to monitor your account at anytime offers peace of mind like never before!

Here are some of the exciting features Personal On-line Banking with First State Bank has to offer:

Obtain balances
View and print account history for up to 180 days on all deposit and loan accounts
Transfer funds between your First State Bank accounts 1, 3
View loan status and make loan payments 1
Order checks
Request Stop Payments on checks
View up to 12 months of previous account statements
Export transaction file to an accounting software
Send and receive secure messages to First State Bank through the Personal on-line Banking system
Free Bill Pay 2 ,
View upcoming transactions

All transfer and loan payment requests received before 7:00 p.m. on business days will be processed on the same business day, requests received after 7:00 p.m. will be processed on the next business day.
The availability of this feature is contingent upon the ongoing satisfactory operation of the checking account.
For Cash Fund Accounts: Six transfers and/or withdrawals allowed monthly or statement cycle from your account by Preauthorized or automatic transfers, or telephonic (including data transmissions) agreement, order of instruction, or by check, draft, debit card made by you and made payable to third parties. Transfers and withdrawals made in person at our locatins, by mail, messenger telephone (via check mailed to you) or at an ATM are unlimited. $10 per item excessive withdrawal fee if over limit.
For Savings Accounts: Two withdrawals per month allowed ( $2.00 fee per withdrawal over two).

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First State Bank of Arcadia

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to and separate from, the coverage of at least $250,000 available to depositors
under the FDIC's general deposit insurance rules.

The term “noninterest-bearing transaction account: includes a traditional checking account, or demand deposit account on which the insured
depository institution pays no interest. It also includes Interest on Lawyer's Trust Accounts (“IOLTAs”). It does not include other accounts such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

NOTICE: First State Bank of Arcadia is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.