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Celebrating 35 Years of Banking Services in DeSoto County
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Business Savings

An interest bearing account for balances less than $2500

  • $100 minimum deposit to open account; interest compounds daily and credits account quarterly
  • $200 minimum balance required to avoid a $3 monthly maintenance fee
  • Two withdrawals per month, $2.00 for each additional withdrawal; Quarterly statement 
  • Qualifies for FREE on-line banking
  • Up to six transfers allowed monthly from the account, up to three of which may be check, draft, debit card or similar order. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

Now, get your statement days faster with e-Statements - checking statements sent securely by e-mail to you.  Be sure to ask about them.

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Business Cash Fund

For higher balance savings that earn a higher rate of interest.

  • $2,500 minimum opening balance
  • $2,500 minimum daily balance to avoid a $10 monthly maintenance fee
  • Interest rate may change daily, interest compounds daily and credits account monthly
  • Up to six withdrawals allowed monthly from the account, up to three of which may be by check or draft
  • Simple statement with check images provided
  • Qualifies for FREE on-line banking
Now, get your statement days faster with e-Statements - checking statements sent securely by e-mail to you.  Be sure to ask about them.

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Jumbo Cash Fund

For higher balance savings account that earns a tiered rate of interest

  • $25,000 minimum opening balance
  • $2,500 minimum daily balance to avoid a $10 monthly maintenance fee
  • Up to six withdrawals allowed monthly from the account, up to three of which may be by check or draft
  • Tiered Interest, the more you maintain on deposit, the higher your return
  • Simple statement with check images provided

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Certificate of Deposit

Term accounts with stated interest rates to stabilize your interest income.

  • One-, two- and three-month Certificates of Deposit require a $2,500 minimum deposit
  • Six-month, 18-month and one- to seven-year Certificates of Deposit require a $500 minimum deposit
  • Qualifies for FREE on-line banking

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