• Business Savings
• Business Cash Fund
• Business Jumbo Cash Fund
• Certificate of Deposit
• FDIC Insurance Estimator

Business Savings

An interest bearing account for balances less than $2500

• Qualifies for FREE online banking

Limitations:

• $100 minimum deposit to open account; interest compounds daily and credits account quarterly; Quarterly statement 
• $200 daily minimum balance required to avoid a $3 monthly maintenance fee
• Two withdrawals per month, a $2.00 excessive withdrawal fee at the end of each month for each additional withdrawal; Quarterly statement 
• Qualifies for FREE on-line banking
• No more than (6) transfers and /or withdrawals allowed monthly or statement cycle from your account by preauthorized or automatic transfers, or telephonic (including data transmissions) agreement, order of instruction, or by check, draft, debit card made by you and payable to third parties. Transfers and withdrawals made in person at our locations, by mail, messenger, telephone (via check mailed to you) or at an ATM are unlimited.

Now, get your statement days faster with e-Statements - checking statements sent securely by e-mail to you.  Be sure to ask about them.

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Business Cash Fund

For higher balance savings that earn a higher rate of interest.

• Qualifies for FREE online banking
• FREE copies of imaged checks included with monthly statement

Limitations:

• $2,500 minimum opening balance
• $2,500 minimum daily balance required to avoid a $10 monthly maintenance fee
• Interest rate may change daily, interest compounds daily and credits account monthly
• No more than (6) transfers and /or withdrawals allowed monthly or statement cycle from your account by preauthorized or automatic transfers, or telephonic (including data transmissions) agreement, order of instruction, or by check, draft, debit card made by you and payable to third parties. Transfers and withdrawals made in person at our locations, by mail, messenger, telephone (via check mailed to you) or at an ATM are unlimited.
• $10 per item excessive withdrawal fee if over limit

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Jumbo Cash Fund

For higher balance savings account that earns a tiered rate of interest.

• FREE online banking
• FREE copies of imaged checks included with monthly statement

Limitations:

• $25,000 minimum opening balance
• $2,500 minimum daily balance required to avoid a $10 monthly maintenance fee
• No more than (6) transfers and /or withdrawals allowed monthly or statement cycle from your account by preauthorized or automatic transfers, or telephonic (including data transmissions) agreement, order of instruction, or by check, draft, debit card made by you and payable to third parties. Transfers and withdrawals made in person at our locations, by mail, messenger, telephone (via check mailed to you) or at an ATM are unlimited.
• $10 per item excessive withdrawal fee if over the limit 

Certificate of Deposit

Term accounts with stated interest rates to stabilize your interest income.

• One-, two- and three-month Certificates of Deposit require a $2,500 minimum deposit
• Six-month, 18-month and one- to seven-year Certificates of Deposit require a $500 minimum deposit
• Qualifies for FREE on-line banking

Early time deposit contract termination penalties and/or administrative fees apply to both Certificates of Deposit and Individual Retirement Account Certificates of Deposit.  The Bank reserves the right to enforce the full term of any time deposit contract. If early termination is agreed to by the Bank, the penalties and/or administrative fees would be applied as disclosed within the pertinent documents at date of issue.

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