Interest rates are at historical lows, prices are very affordable. See Michelle Fields, Debbie Markham or John Spears for a home mortgage loan, today!

Commercial Real Estate and Business Financing
Construction Loans
Equipment Financing
Agricultural Lending
Lines of Credit and Letters of Credit

Jeff Smith
Linda Reed NMLS ID #793989

Commercial Real Estate and Business Financing

First State Bank of Arcadia offers a variety of financing options to fit your business needs. Call someone who understands your business.

Construction Loans

Considering an addition or a new commercial building? We can help fund your growth.

Are you planning to build a new building? Are you outgrowing your current facilities? Come see us. We’ll put our knowledge of the local area to work for you.

Equipment Financing

We offer commercial loans for a variety of purposes to help you purchase equipment and vehicles to grow your business – and profits

Agricultural Lending

We support our local farmers and ranchers with a complete line of agricultural financing tools.

Lines of Credit and Letters of Credit

First State Bank offers operating capital Business Lines of Credit along with short-term Letters of Credit and Payment Guaranties when you're out of town and need to make a business purchase.

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First State Bank of Arcadia

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to and separate from, the coverage of at least $250,000 available to depositors
under the FDIC's general deposit insurance rules.

The term “noninterest-bearing transaction account: includes a traditional checking account, or demand deposit account on which the insured
depository institution pays no interest. It also includes Interest on Lawyer's Trust Accounts (“IOLTAs”). It does not include other accounts such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

NOTICE: First State Bank of Arcadia is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.