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Interest rates are at historical lows, prices are very affordable.  See Michelle Fields, Debbie Markham or John Spears for a home mortgage loan, today!

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Business Checking

A great choice for large businesses which regularly write more than 200 checks per month.

  • May qualify for FREE online banking with bill pay
  • May qualify for a FREE Business Check Card

Limitations: You must deposit $100 to open this acount.  Analysis Charge is $12 per month with a per check charge of $.15 and a credit allowance up to total fee of $.10 per $100.00 average balance.

Now, get your statement days faster with e-Statements - checking statements sent securely by e-mail to you.  Be sure to ask about them.

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Small Business Checking

A great account for small businesses that have less than 150 debits per month. 

  • No monthly maintenance fee with 150 items a month or less; (includes ATM withdrawals, POS Transactions, Drafts, ACH withdrawals, Checks or any debit type); $.25 per item fee over 150
  • May qualify for FREE online banking with bill pay
  • May qualify for a FREE Business Check Card

Limitations: You must deposit $100 to open this account.

Now, get your statement days faster with e-Statements - checking statements sent securely by e-mail to you.  Be sure to ask about them.

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First State Bank of Arcadia

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Protect Yourself

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to and separate from, the coverage of at least $250,000 available to depositors
under the FDIC's general deposit insurance rules.

The term “noninterest-bearing transaction account: includes a traditional checking account, or demand deposit account on which the insured
depository institution pays no interest. It also includes Interest on Lawyer's Trust Accounts (“IOLTAs”). It does not include other accounts such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

NOTICE: First State Bank of Arcadia is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.