About Us

Interest rates are at historical lows, prices are very affordable. See Michelle Fields, Debbie Markham or John Spears for a home mortgage loan, today!

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Mission Statement

To provide financial solutions in a hassle-free, family environment, employing the best in human resources and technology, with the goal of superior service to our customers and our community.

First State Bank of Arcadia, a great bank to come home to since 1973.

You’ll find that First State Bank of Arcadia provides the personal and business banking products and services of a full service bank with the personal touch of a neighbor. First State Bank is based in DeSoto County, we know the area, all decisions are made locally, we are responsive to your requests.

When you need a banking product to achieve your personal or business dream, contact Arcadia’s Hometown Bank. We’ll make you feel right at home.

First State Bank's highly qualified professionals are available to share their financial expertise free of charge. They are ready to address your club or group on a variety of topics. Find out more.

First State Bank of Arcadia

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to and separate from, the coverage of at least $250,000 available to depositors
under the FDIC's general deposit insurance rules.

The term “noninterest-bearing transaction account: includes a traditional checking account, or demand deposit account on which the insured
depository institution pays no interest. It also includes Interest on Lawyer's Trust Accounts (“IOLTAs”). It does not include other accounts such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

NOTICE: First State Bank of Arcadia is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.